PYMNTS Intelligence

Credit Cards and Convenience: The Role of Digital in Travel Spending
Credit Cards and Convenience: The Role of Digital in Travel Spending
February 11, 2025  |  Travel Payments

Planning and booking — and especially paying for — trips used to be a largely analog affair. Paper-based brochures and travel guides in hand, with...

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US Merchants Need to Adapt Quickly to a Mobile-First Future — Here’s Why
US Merchants Need to Adapt Quickly to a Mobile-First Future — Here’s Why
February 10, 2025  |  Shopping

Consumers in the U.S. are increasingly mobile-first shoppers. Reaching for their phones has become a normal part of their shopping experience. This goes beyond just...

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Rewards Move Credit Unions Top of Mind and Top of Wallet
Rewards Move Credit Unions Top of Mind and Top of Wallet
February 10, 2025  |  Credit Unions

The largest banks and their smaller brethren — particularly credit unions — are and always have been locked in a pitched battle for customers, for...

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New Global Report Shows Mobile-First Shoppers Trading Bricks for Clicks
New Global Report Shows Mobile-First Shoppers Trading Bricks for Clicks
February 10, 2025  |  Shopping

The mobile phone has become the “anywhere storefront.” Shoppers reach for these pocket-sized portals to window-shop and make purchases anytime, anywhere — at home, commuting,...

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New Report Examines the Slick New Face of Digital Fraud
New Report Examines the Slick New Face of Digital Fraud
February 10, 2025  |  Security & Fraud

Scammers aren’t just throwing darts at a board anymore — they’re getting personal. A new Fraud and Financial Crimes report from PYMNTS Intelligence finds that...

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26% of Consumers Leave Credit Cards Due to Payment Challenges
26% of Consumers Leave Credit Cards Due to Payment Challenges
February 10, 2025  |  Credit Cards

Consumers’ relationships with credit are shaped by various life circumstances, which influence their decisions to enter or leave the credit market. A PYMNTS Intelligence report,...

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How Banks Can Reengage the 53 Million Credit Outsiders
How Banks Can Reengage the 53 Million Credit Outsiders
February 07, 2025  |  Consumer Insights

A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. These “credit card outsiders” encompass...

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Banks Offering Instant Payments Say Bills Are Top Consumer Use
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025  |  Real-Time Payments

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...

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46% of Cardholders Are Proactive Deal Hunters
46% of Cardholders Are Proactive Deal Hunters
February 07, 2025  |  Consumer Insights

The world of credit card rewards is getting a much-needed makeover. Forget the tired points-and-perks model. A new report from PYMNTS in collaboration with Banyan...

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