PYMNTS Study

Instant Payouts Become the New Paycheck in a Real-Time Economy
Instant Payouts Become the New Paycheck in a Real-Time Economy
July 29, 2025  |  Disbursements

Instant disbursements have quietly become a cornerstone of how consumers manage their money. What began as a convenient perk for occasional refunds or rewards has...

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Why Credit Unions Stuck in Innovation’s ’Middle Child’ Tier Risk Falling Behind
Why Credit Unions Stuck in Innovation’s ’Middle Child’ Tier Risk Falling Behind
July 28, 2025  |  Credit Unions

Is your credit union innovating or just checking boxes? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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43% of Consumers Bail on Purchases Without BNPL Option
43% of Consumers Bail on Purchases Without BNPL Option
July 25, 2025  |  Buy Now Pay Later

Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery...

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Fraud-Compliance Gaps Undermine Two-Thirds of Issuers
Fraud-Compliance Gaps Undermine Two-Thirds of Issuers
July 24, 2025  |  Fraud Prevention

As fraud threats become more sophisticated and regulatory scrutiny intensifies, financial institutions are under growing pressure to strengthen their defenses. Get the Full Story Complete...

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Boomers Lead Gen Z in Impulse Buys From Influencers
Boomers Lead Gen Z in Impulse Buys From Influencers
July 24, 2025  |  Consumer Insights

Social media influencers captivate audiences and drive purchases for more than half of consumers in the United States. Get the Full Story Complete the form...

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Product Shortages Hit Nearly Half of US Shoppers
Product Shortages Hit Nearly Half of US Shoppers
July 23, 2025  |  Consumer Insights

Global trade policy, long an abstract debate, now directly impacts the pocketbooks and grocery carts of consumers in the United States. Get the Full Story...

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Why Small Businesses Don’t Use Business Credit Cards  
Why Small Businesses Don’t Use Business Credit Cards  
July 21, 2025  |  SMBs

Small businesses run on big decisions—but when it comes to credit card usage, many are blending business and personal finance in ways that reveal shortcomings...

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Retailers in Mexico Face Pressure to Unify In-Store and Mobile Journeys
Retailers in Mexico Face Pressure to Unify In-Store and Mobile Journeys
July 17, 2025  |  Retail

Mexico is evolving into a mobile-first consumer market, a shift that presents opportunities for financial services and merchants to optimize cross-channel shopping. Get the Full...

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18% of Consumers Are ‘Committed’ Mobile Wallet Users Defining Future Payment Flows
18% of Consumers Are ‘Committed’ Mobile Wallet Users Defining Future Payment Flows
July 14, 2025  |  Mobile Wallets

Global payments are being driven by a generational shift toward mobile wallets that began with young consumers and is now influencing all age groups. Get...

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