Credit Access news and trends

Gen Z Turns Credit Building Into a Financial Power Move
Credit Cards // November 07, 2025

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit...

Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
Loans // March 25, 2025

Experian has launched a tool designed to increase financial access for people with limited credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
Economy // March 25, 2025

American consumers are growing more cautious about spending, according to an executive at card issuer Synchrony. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

LoanPro and NovoPayment Team to Boost LatAm Financial Inclusion
Partnerships // March 19, 2025

Credit platform LoanPro has joined financial infrastructure provider NovoPayment in a Latin America-focused partnership. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Interviews & Exclusives
Small Business Credit Race Shifts From Approvals to Value-Added Services

November 21, 2025
Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or break an enterprise’s ability to grow, leading small firms to routinely turn to personal cards to fill funding gaps. Get the Full Story Complete the form to unlock this article […]

Gen Z Turns Credit Building Into a Financial Power Move

November 07, 2025
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great...

50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business

February 27, 2025
For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit card siren song of rewards...

Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did

October 24, 2023
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Quick Reads
Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score

March 25, 2025
Experian has launched a tool designed to increase financial access for people with limited credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Synchrony: Consumers Becoming ‘More Thoughtful About Spending’

March 25, 2025
American consumers are growing more cautious about spending, according to an executive at card issuer Synchrony. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

LoanPro and NovoPayment Team to Boost LatAm Financial Inclusion

March 19, 2025
Credit platform LoanPro has joined financial infrastructure provider NovoPayment in a Latin America-focused partnership. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

NY Fed: Consumers Feeling Gloomier About Financial Futures

March 11, 2025
New data shows growing financial pessimism among Americans, the latest sign of shaky consumer confidence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...