Credit Data news and trends

OCC’s Hood Sees Value in Using Alternative Data to Expand Credit Access
credit frictions // March 31, 2025

On Monday (March 31), PYMNTS Intelligence reported that for impulse and emergency purchases alike, a sizable segment of consumers are slightly more likely to pay with credit than cash. Roughly a third opt to use credit cards. More than a third of impulse and unplanned expenses...

Visa: Data Orchestration Will Boost Embedded Finance Adoption Globally
Alternative Finances // October 02, 2024

Embedded lending’s usage around the globe has been growing — but as we enter new cycles of technology and seamless interactions, we’ll see more consumers and businesses turn to a growing set of use cases where they get the financing they need to get the...

Nova Credit Launches Alternative Credit Data Platform for Lenders
Consumer Finance // March 04, 2024

Nova Credit has introduced its Nova Credit Platform, which is aimed at transforming how lenders manage and analyze consumer credit data.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Petal Raises New Funding and Spins Off Prism Data Unit
Fintech Investments // May 10, 2023

Petal has raised new funding and spun off its Prism Data unit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Interviews & Exclusives
Visa: Data Orchestration Will Boost Embedded Finance Adoption Globally

October 02, 2024
Embedded lending’s usage around the globe has been growing — but as we enter new cycles of technology and seamless interactions, we’ll see more consumers and businesses turn to a growing set of use cases where they get the financing they need to get the things they want. Get the Full Story Complete the form […]

Quick Reads
Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data

October 15, 2025
Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data and unique account connection insights from the Plaid Network. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — […]

Nova Credit Launches Alternative Credit Data Platform for Lenders

March 04, 2024
Nova Credit has introduced its Nova Credit Platform, which is aimed at transforming how lenders manage and analyze consumer credit data.  Get the Full Story Complete the form to unlock this article...

Petal Raises New Funding and Spins Off Prism Data Unit

May 10, 2023
Petal has raised new funding and spun off its Prism Data unit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Taktile Launches Marketplace to Help Lenders Access New Data Sources

May 09, 2023
Taktile has launched a marketplace that helps lenders access new data sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...