Embedded Lending news and trends

Open Banking Provider Zūm Rails Forms Embedded Finance Pact With Fiserv
Partnerships // October 03, 2024

Open banking/instant payments company Zūm Rails is teaming with Fiserv. The collaboration, announced Thursday (Oct. 3), will see Zūm utilize Fiserv’s embedded finance capabilities to enable payments and financial services for U.S. businesses. “Today, payments and banking services are expanding beyond traditional banks and financial institutions, and companies across industries...

HSBC and Tradeshift Target B2B Embedded Lending Opportunity With New Venture
Alternative Finances // October 03, 2024

HSBC has launched an embedded finance venture aimed at its business clients. SemFi is a joint venture between HSBC and B2B global trade network Tradeshift, designed to embed HSBC payment, trade and financing solutions across a variety of eCommerce and marketplace venues, including Tradeshift’s network, according to...

Visa: Embedded Lending Provides Global Tailwind for Consumers and SMBs
Loans // October 03, 2024

Embedded lending options are proving to be critical lifelines for individuals and the smallest businesses — particularly in an uncertain macro environment marked by relatively high interest rates. “Many times in life, when you expect it least, … and you need availability [and speed] when...

Embedded Lending Bridges Gap Between Consumers, Businesses and Credit
SMBs // September 27, 2024

Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for individuals and microbusinesses and small businesses (MSBs) that want to align their cash flow and...

Interviews & Exclusives
Lenders Must Overcome Application Friction to Grow Embedded Lending Share

October 09, 2024
Embedded lending is all about the future of credit. As such, it has opportunities and challenges, even in developed markets like the United States. The PYMNTS Intelligence report “The Embedded Lending Opportunity: U.S. Edition,” commissioned by Visa, found that 17% of consumers and 16% of businesses have used embedded lending platforms over the past 90 […]

Visa: Embedded Lending Provides Global Tailwind for Consumers and SMBs

October 03, 2024
Embedded lending options are proving to be critical lifelines for individuals and the smallest businesses — particularly in an uncertain macro environment marked by relatively high interest rates. “Many times...

Embedded Lending Bridges Gap Between Consumers, Businesses and Credit

September 27, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for...

Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany

September 26, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This is true for...

Quick Reads
Open Banking Provider Zūm Rails Forms Embedded Finance Pact With Fiserv

October 03, 2024
Open banking/instant payments company Zūm Rails is teaming with Fiserv. The collaboration, announced Thursday (Oct. 3), will see Zūm utilize Fiserv’s embedded finance capabilities to enable payments and financial services for U.S. businesses. “Today, payments and banking services are expanding beyond traditional banks and financial institutions, and companies across industries are eager to embed financial and payment options directly into […]

HSBC and Tradeshift Target B2B Embedded Lending Opportunity With New Venture

October 03, 2024
HSBC has launched an embedded finance venture aimed at its business clients. SemFi is a joint venture between HSBC and B2B global trade network Tradeshift, designed to embed HSBC payment, trade and...

Report: Santander and Amazon Negotiating Consumer Finance Partnership in EU

June 21, 2024
Banco Santander and Amazon are reportedly close to reaching a deal in which the bank would provide financing options for Amazon shoppers across the Europe Union (EU). The negotiations between the...

Lending Platform Momnt Promotes Chris Bracken to CEO

June 17, 2024
Embedded lending platform Momnt has a new chief executive officer. Chris Bracken, who has served as the company’s revenue lead since 2020, has been promoted to the CEO position, Momnt...