PYMNTS Intelligence

Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
December 19, 2024  |  Economy

In the latest and final revision of how the economy fared in the third quarter — through the growth in gross domestic product — the...

READ MORE >
Supplier Integration: A Strategic Pillar for Working Capital Efficiency
Supplier Integration: A Strategic Pillar for Working Capital Efficiency
December 19, 2024  |  Accounts Payable

There are two sides to any commercial transaction. Within B2B, buyers and suppliers find one another and agree on terms, funds flow, and accounts payable...

READ MORE >
54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
December 19, 2024  |  Loans

Embedded lending, the integration of credit offerings into platforms where consumers and microbusinesses (MSBs) can apply for credit directly during a transaction, is gaining traction...

READ MORE >
12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
December 18, 2024  |  Money Mobility

Instant payments are rapidly becoming a preferred method for disbursements, revolutionizing how consumers, SMBs and enterprise senders manage their finances. And there is a consistent...

READ MORE >
November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
December 17, 2024  |  Consumer Finance

Securities and Exchange Commission (SEC) filings from several card issuers offer up a mixed portrait of the U.S. consumer in November. Delinquency rates were lumpy,...

READ MORE >
Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
December 17, 2024  |  Insurance

The insurance industry has faced challenges in implementing real-time payouts due to high costs and transparency issues, despite the potential benefits for insurers and customers,...

READ MORE >
The On-Demand Economy Drives Surge in Instant Payments
The On-Demand Economy Drives Surge in Instant Payments
December 17, 2024  |  Money Mobility

What do gig workers and gamers have in common? Both are driving a seismic shift in how businesses manage payments — and instant is the...

READ MORE >
Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL
Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL
December 16, 2024  |  BNPL

More than one-third of U.S. consumers are struggling with cash flow shortages, forcing them to make tough choices about how they pay for everyday necessities....

READ MORE >
Treasurers Stuck in Neutral as Commuter Transport Sector Speeds Ahead
Treasurers Stuck in Neutral as Commuter Transport Sector Speeds Ahead
December 16, 2024  |  Business

Companies have a lot to consider — the market, their employees, short-term implications, potential outcomes and more. In the mobility industry, the changing nature of...

READ MORE >