PYMNTS Study

Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
July 11, 2025  |  SMBs

The quest for profitable small business lending is often thwarted not by a lack of demand, but by a shortage of reliable data. Get the...

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Why Top Performing Credit Unions Lose Fewer Members
Why Top Performing Credit Unions Lose Fewer Members
July 10, 2025  |  Credit Unions

Nearly four in 10 Gen Z credit union members say they’re considering leaving their credit union within the next year, mostly in favor of traditional...

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76% of Consumers Now Own Four or More Connected Devices
76% of Consumers Now Own Four or More Connected Devices
July 08, 2025  |  Connected Economy

The way people use technology is changing, creating a complex situation for banks and retailers. Get the Full Story Complete the form to unlock this...

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Banks Risk Market Share Loss Without Instant Payment Options
Banks Risk Market Share Loss Without Instant Payment Options
July 07, 2025  |  Real-Time Payments

While real-time networks like The Clearing House’s RTP® network have surpassed 1 billion transactions, a critical gap persists. Get the Full Story Complete the form...

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30% of Rural Businesses Say Sales Are Down
30% of Rural Businesses Say Sales Are Down
July 07, 2025  |  SMBs

While many small- to medium-sized businesses (SMBs) nationwide are charting a course toward long-term growth, a new financial analysis reveals a geographic divide in their...

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Telehealth Popularity Pressures Providers to Modernize Patient Payments
Telehealth Popularity Pressures Providers to Modernize Patient Payments
July 04, 2025  |  Healthcare

Telehealth has cemented itself as a standard delivery channel in U.S. healthcare, especially among young generations. Get the Full Story Complete the form to unlock...

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Nonbanks Lead Expansion Into Real-Time Payments
Nonbanks Lead Expansion Into Real-Time Payments
July 04, 2025  |  Real-Time Payments

Real-time payments are emerging as the modern standard for transactions that are not only fast and efficient but also convenient. Get the Full Story Complete...

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Payment Hubs Rescue Banks From $100 Million Digital Payments Chaos
Payment Hubs Rescue Banks From $100 Million Digital Payments Chaos
July 03, 2025  |  Banking

The bar for payment experiences — and consumer expectations — has been raised by FinTechs and digital-first challengers, making frictionless transactions a staple of everyday...

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Shoppers Down Under Lead the World in Mobile-First Shopping
Shoppers Down Under Lead the World in Mobile-First Shopping
July 02, 2025  |  Shopping

Consumers in Australia are increasingly mobile-first, frequently reaching for their phones as part of their shopping experience. This goes beyond just making online purchases. The...

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