PYMNTS Study

Nearly All Truckers Want Instant Payouts to Cover On-the-Road Expenses
Nearly All Truckers Want Instant Payouts to Cover On-the-Road Expenses
July 02, 2025  |  Faster Payments

The wheels of commerce in the trucking and transportation industry are increasingly turning on the speed of payments, a shift driven by operational needs and...

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Credit Unions Throw ‘Cautious’ Reputation to the Wind
Credit Unions Throw ‘Cautious’ Reputation to the Wind
July 01, 2025  |  Credit Unions

A transformation is underway within the credit union ecosystem, where innovation in financial products and services is no longer exclusive to the largest or most...

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Banks Reject Small Business Credit Applications Five Times More Than Enterprise Clients, New Study Finds
Banks Reject Small Business Credit Applications Five Times More Than Enterprise Clients, New Study Finds
June 26, 2025  |  SMBs

Half of financial institutions reject micro-business loan applications due to unverifiable legitimacy. Among those with access to third-party data, confidence in credit decisions — and...

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Single-Card FinTechs Fall Behind in Customer Lifetime Value Race
Single-Card FinTechs Fall Behind in Customer Lifetime Value Race
June 25, 2025  |  Credit Cards

The card issuing sector doesn’t just rely on convenience and security. Customer lifetime value (CLTV) is the space’s currency. Get the Full Story Complete the...

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Payment Glitches Stall Brazil’s Mobile Shopping Surge
Payment Glitches Stall Brazil’s Mobile Shopping Surge
June 20, 2025  |  Mobile

In Brazil, consumers are highly engaged digitally, yet they struggle with completing transactions. Get the Full Story Complete the form to unlock this article and...

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Digital Innovation Opens Doors for Credit Unions to Broaden Membership
Digital Innovation Opens Doors for Credit Unions to Broaden Membership
June 18, 2025  |  Credit Unions

Credit unions (CUs) face a critical juncture that threatens their long-term viability. Get the Full Story Complete the form to unlock this article and enjoy...

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Payment Hubs Offer Banks a Path to Avert $98.5 Million in Annual Losses
Payment Hubs Offer Banks a Path to Avert $98.5 Million in Annual Losses
June 13, 2025  |  Banking

In a digitized financial landscape, traditional banks are facing an imperative to transform their payment infrastructures, driven by customer expectations and competition from digital-first challengers....

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More Than Half of Gen Z Consumers Would Switch Retailers for Self-Checkout
More Than Half of Gen Z Consumers Would Switch Retailers for Self-Checkout
June 12, 2025  |  Unattended Retail

Early stumbles in self-checkout are giving way to a new era of self-service commerce powered by artificial intelligence and the Internet of Things, reshaping retail...

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Security Concerns Shape Singapore’s Digital Shopping Habits
Security Concerns Shape Singapore’s Digital Shopping Habits
June 12, 2025  |  Shopping

Singapore is at the forefront of the mobile shopping revolution, as 65% of shoppers in the country used a mobile device for their latest retail...

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