PYMNTS Intelligence

How Credit Unions Became FinTechs’ Best Bet for Scale

How Credit Unions Became FinTechs’ Best Bet for Scale
How Credit Unions Became FinTechs’ Best Bet for Scale
January 06, 2026  |  Credit Unions

An industry once dominated by national banks is being reshaped as FinTechs turn their attention to smaller institutions, with credit unions emerging as the partnership...

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How Integration Excellence Separates Embedded B2B Finance Winners From Pack
How Integration Excellence Separates Embedded B2B Finance Winners From Pack
January 06, 2026  |  B2B Payments

All technologies ultimately grow up and mature, to the point where their usefulness is all that remains of their initial buzz. That very cycle is...

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47% of Merchants Say False Declines Cost Them Sales
47% of Merchants Say False Declines Cost Them Sales
January 06, 2026  |  Fraud Prevention

Merchants are discovering that fraud is no longer a problem they can solve at checkout alone. It is a systems challenge that runs through every...

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Pay by Bank Gains Take but Card Rewards Keep Loyalty
Pay by Bank Gains Take but Card Rewards Keep Loyalty
January 05, 2026  |  Payment Methods

Pay by bank is no longer an unfamiliar concept in U.S. payments, but it has yet to earn a permanent place in consumers’ daily spending...

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Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

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Payroll Data Is Becoming a New Signal for the Financial System
Payroll Data Is Becoming a New Signal for the Financial System
January 05, 2026  |  Payroll

For decades, payroll has been treated as administrative plumbing — essential, regulated and largely invisible. It is something companies do every two weeks, employees fret...

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Proactive Technology Helps Extended Households Turn Strain Into Stability
Proactive Technology Helps Extended Households Turn Strain Into Stability
January 02, 2026  |  Consumer Finance

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete...

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More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  artificial intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

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1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

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