PYMNTS Study

Consumers Push Banks to Double Down on Real-Time Rails
Consumers Push Banks to Double Down on Real-Time Rails
August 28, 2025  |  Real-Time Payments

Consumers expect money to move at digital speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Why 41% of Consumers Stick to Basic Tech While 10% Push the Limits
Why 41% of Consumers Stick to Basic Tech While 10% Push the Limits
August 28, 2025  |  Digital Payments

When it comes to connected technology, consumers don’t move in lockstep. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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The Data Divide in Card Issuing
The Data Divide in Card Issuing
August 27, 2025  |  Credit Cards

In today’s competitive card issuing market, sleek apps and fast approvals aren’t enough. The real advantage belongs to issuers that turn data into predictive insights...

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37% of Small Businesses Ready to Switch Providers for Embedded Credit
37% of Small Businesses Ready to Switch Providers for Embedded Credit
August 27, 2025  |  SMBs

For years, accounting teams inside small- to medium-sized businesses (SMBs) were consigned to back-office number crunching. Get the Full Story Complete the form to unlock...

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SMBs Trade Fees for Liquidity as Instant Payments Replace Credit Lines
SMBs Trade Fees for Liquidity as Instant Payments Replace Credit Lines
August 26, 2025  |  SMBs

Cash flow has long been the make-or-break factor for small enterprises. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Hospitality Struggles While Micro-Businesses Stage a Comeback on Main Street
Hospitality Struggles While Micro-Businesses Stage a Comeback on Main Street
August 25, 2025  |  SMBs

For several years, small- to medium-sized businesses (SMBs) in the United States have lived under a cloud of uncertainty. Get the Full Story Complete the...

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Why FinTechs See Credit Unions as Their Next Big Growth Market
Why FinTechs See Credit Unions as Their Next Big Growth Market
August 25, 2025  |  Credit Unions

The financial services map is being redrawn, and credit unions are at the center. As FinTechs distance themselves from big banks, they’re forging bold new...

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97% of CFOs Trust Gen AI to Manage Risk
97% of CFOs Trust Gen AI to Manage Risk
August 22, 2025  |  artificial intelligence

Enterprise chief financial officials (CFOs) may be celebrating the transformative potential of generative artificial intelligence (gen AI), but beneath the optimism lies a quieter story:...

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Gen Z Isn’t Broke. They’re Smarter With Money Than You Think
Gen Z Isn’t Broke. They’re Smarter With Money Than You Think
August 21, 2025  |  Consumer Insights

They’re not just digital natives, they’re digital pragmatists. Gen Z has quietly rewritten how Americans shop, save, spend, hustle and heal, and the rest of...

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